Business & Employee Benefits

Benefits That Work

Since 1949, we've helped Fort Wayne businesses build strategies around their people.

clear, confident guidance

Phillips Financial understands it's not just about plans and policies — it's about making your employees feel valued and secure.

Most benefit brokers sell you a package. We build you a strategy — one that aligns with your goals, your culture, and your future plans. Phillips Financial is your behind-the-scenes partner. We put all fee cards face up — you'll always know exactly what you're paying for and why. No hidden costs, no fine print. Just clear, confident guidance built around your people.

What We Do

Every Phillips Financial relationship begins with a careful conversation. We listen first, then build a strategy around your unique situation.

What We Do

Three pillars of a thriving workforce

We focus on the areas that move the needle most for Indiana businesses — delivering benefits that attract top talent, build loyalty, and support your employees through every season of life.

Group Health Insurance

We shop the market on your behalf — negotiating coverage that balances robust protection with responsible cost management, for companies of every size. You make the call. We bring the clarity.

  • Medical, dental & vision plan design
  • Carrier comparison & rate negotiation
  • Employee enrollment support
  • Annual plan review & renewal strategy
  • ACA compliance guidance
401 (k) & Retirement Plans

A well-designed retirement plan rewards loyal employees and gives your business a powerful recruiting tool. We reduce your fiduciary risk with transparent, compliant strategies backed by 75 years of expertise.

  • Plan design & investment selection
  • Fiduciary oversight & co-fiduciary services
  • Employee education & enrollment meetings
  • Fee benchmarking & fund analysis
  • IRS & DOL compliance monitoring
Employee Financial Wellness

Financial stress is one of the top drivers of reduced productivity. Our wellness programs give your employees the tools to become confident, informed decision-makers — at every stage of life.

  • 1:1 financial planning sessions for staff
  • Group workshops & lunch-and-learns
  • Debt management & savings guidance
  • Pre-retirement planning support
  • Plain-language resource materials

We're your strategic ally — not a vendor.

The largest benefit brokers in our market are built to manage volume. Phillips Financial is built differently. We're a local, independent fiduciary with a single focus: doing what's right for your business and your people.

That means no commissions influencing our recommendations, no one-size-fits-all packages, and no handing you off to a junior account manager. Phillips Financial empowers you to be an informed decision-maker — so you can confidently choose the best benefit plan for your employees.

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All Fee Cards Face Up

Straightforward benefit plans, transparent costs, and proactive updates — so you're always informed and in control.

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One Senior Advisor, Always

When questions arise, we're there. No call centers. Direct access to advisors who know your business.

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Seamlessly Holistic

Your employee benefits are embedded within your company's broader financial strategy — not treated as a separate silo.

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Data-Driven, Not Trend-Driven

We regularly benchmark your plan against comparable employers — making sure you're getting the best value for your investment.

Ready to build a benefits program your employees actually value?

Every relationship starts with a careful conversation. Phillips Financial is here to listen.

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Schedule A Free Consultation